What factors determine Medi-Cal eligibility for individuals aged 19 through 64?

Determining Medi-Cal eligibility for individuals aged 19 through 64 primarily hinges on the annual income of the household. Medi-Cal, which is California's Medicaid program, operates under specific income thresholds that vary depending on factors such as household size and the Federal Poverty Level (FPL). Individuals must have a household income that is at or below a certain percentage of the FPL to qualify for coverage.

While age does play a role in the broader context of Medi-Cal (as it is aimed at low-income individuals regardless of age), the critical factor for eligibility in this age group is indeed related to their income. Employment status can influence income levels but is not directly a criterion in itself. The household income is the primary determinant.

Housing situation and assets may be considered in other programs or for different financial assistance options, but when it comes to Medi-Cal eligibility, they are not the main factors. Similarly, educational background does not impact eligibility criteria.

Therefore, the emphasis on annual income clearly positions it as the definitive factor for Medi-Cal eligibility under the specified age bracket, making this the correct choice.