If Ben does not have an appointment to sell Rock Solid Insurance Company policies, can he submit an application for a prospect?

The correct answer states that Ben can submit an application for a prospect, and if the insurer approves the application, they must appoint him within 14 days. This is accurate because, in many insurance regulations, an agent may submit an application on behalf of a client even if they do not yet have an appointment with that specific insurer. However, once the application is approved by the insurer, they are required to formally appoint the agent within a specified period, which is typically 14 days. This process ensures that the insurer is aware of who is representing them and complies with regulatory requirements.

This system allows agents to initiate the application process on behalf of clients to ensure timely service, even if they are not yet appointed, as long as the necessary steps are taken afterward to formalize the appointment.