An agent selling long-term care insurance must complete how many hours of continuing education?

The requirement for an agent selling long-term care insurance to complete a specific number of hours of continuing education is established by California law. Agents in the life and health insurance field must maintain their licensure by engaging in ongoing education. For long-term care insurance specifically, agents must complete 25 hours of life and health continuing education, along with an additional 8 hours specifically dedicated to long-term care education.

This requirement ensures that agents are well-versed in the nuances and complexities of long-term care policies, which can differ significantly from standard life and health insurance products. By completing this specialized training, agents enhance their knowledge and are better equipped to meet the needs of their clients regarding long-term care options, understanding coverage types, services available, and the implications of choosing various policies.

Other options do not align with the established education requirements for agents selling long-term care insurance, as they either fall short of the necessary total hours or do not address the specific continuing education hours needed for LTC education.